By Linda Gough
Read or Download Couple's Guide to Money, The: How to Make the Most of Your Financial Power as a Couple PDF
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Extra info for Couple's Guide to Money, The: How to Make the Most of Your Financial Power as a Couple
If you can’t survive without one, learn everything you can about the conditions on your credit card. Find out about fees, interest-free periods, late payment charges and interest rates. Couples Guide to Money Pgs 15/1/04 10:39 AM Page 41 Taking control of debt STORE CARDS Free gift wrapping, an extra year’s warranty, no annual fees, twelve month interest-free credit provided you spend a certain amount, 10 per cent discounts . . these are just some of the perks used to lure shoppers to sign up for store cards.
Take Amy and Joe, who are both impulse buyers. Amy goes to a local shopping centre about once a fortnight. On the face of it, this seems perfectly normal. However, when she does go, she spends up big. She goes from one clothes shop to the next buying new fashion pieces to bolster what she believes is a boring wardrobe. When she arrives home, she may find she has bought similar items on previous sprees but justifies the new purchases as being ‘slightly’ different. Joe, on the other hand, frowns at Amy’s frivolous nature.
Think carefully before answering for your partner, because impulse buyers can be pretty clever at hiding their tracks! An impulse buyer will typically shop until they drop without being able to stop. They will get a great sense of satisfaction out of the event and will often buy things they don’t need. Take Amy and Joe, who are both impulse buyers. Amy goes to a local shopping centre about once a fortnight. On the face of it, this seems perfectly normal. However, when she does go, she spends up big.
Couple's Guide to Money, The: How to Make the Most of Your Financial Power as a Couple by Linda Gough